How To Apply West Bengal Student Credit Card Scheme

During the election campaign in 2021, West Bengal Chief Minister Mamata Banerjee announced that students would soon get a Student Credit Card and the scheme was launched from today. But many of you don’t know how to apply for a student credit card, what documents will be required – I will tell you in detail. If you are studying this West Bengal, you can apply for Student Credit Card online from home.


WB Student Credit Card Scheme Apply Online

The West Bengal government has recently launched a new scheme (WB Student Credit Card). The project was approved by the state cabinet on June 24. The education-based scheme of the West Bengal government will be officially launched on June 30. Using this credit card, cardholders can take a loan of a certain amount (up to Rs 10 lakh) for higher education. From one year after getting the job, that money has to be repaid within 15 years.

Details Of West Bengal Student Credit Card Scheme

The West Bengal government has launched a student credit card scheme for West Bengal students to enable their study without any financial constraints. This scheme is designed to support the students to pursue secondary, higher secondary, madrasah, undergraduate, and postgraduate studies including professional degree and other equivalent courses in any School, Madrasah, College, University, and other affiliated institutes within and outside India. Students studying in various coaching institutions for appearing in different competitive examinations like Engineering, Medical, Law, IAS, IPS, WBCS, etc, they can also take advantage of the loan under this scheme. A student from West Bengal can obtain a maximum loan of Rs. 10 lakhs.

West Bengal Student Credit Card Scheme

Required Documents To Apply For WB Student Credit Card

  • Aadhar card
  • Residence certificate
  • Age proof
  • Ration card
  • Income certificate
  • Bank account details
  • Mobile number
  • Passport size photograph

Student Eligibility Of West Bengal Student Credit Card

  • Those who apply for a student credit card in West Bengal have decided to go to India or abroad for undergraduate, postgraduate, doctoral or postdoctoral courses.
  • Students who have been living in West Bengal for the last 10 years or more will get this credit card.
  • The maximum age limit for applying for a credit card is 40 years.

Frequently Asked Question (FAQ)

  • Do I need to send any hard copy of the
    the completed form once the registration
    and filling up of form is over?

    No. However, you can preserve a hard copy for your future reference

  • What is the maximum amount of loan
    eligible under the scheme?

    The maximum amount of loan eligible under the scheme is Rs.10 Lakhs

  • Can a final year student apply for the
    Student’s Credit Card Scheme?

    Yes, a student can apply for the loan under the SCC scheme anytime during the course

  • Am I eligible to apply for the Student’s
    Credit Card Scheme if I am a resident
    of any other State in India?

    No. This scheme is applicable only for students whose families are residents of
    West Bengal at least for the last 10(ten) years at the time of application

  • Is the Credit Card transferrable?

    No, this Credit Card is not transferable.

  • How I will receive the Student Credit
    Card if issued to me?

    You will receive the Card from the lending bank when sanctioned.

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